Kress National Bank is a bank based in Kress, Texas, established in 1963, with $66 million in total assets across 1 branch. By Trust Grade it ranks 217th of 349 banks we track in Texas. Its capital ratio of 9.1% trails most similarly sized banks (20th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Kress National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kress National Bank compares to Texas peers
How we graded Kress National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kress National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 W 4th St, Kress, TX 79052
Are deposits at Kress National Bank insured?
Yes. Kress National Bank is an FDIC-insured bank (FDIC certificate #18892). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kress National Bank: frequently asked questions
Is Kress National Bank a good bank?
Kress National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.04%).
Is Kress National Bank FDIC-insured?
Yes. Kress National Bank is a FDIC-insured bank (FDIC certificate #18892). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Kress National Bank?
Kress National Bank holds $66 million in total assets, ranking 217th of 349 banks we track in Texas. It operates 1 branch.
Does Kress National Bank have CFPB complaints?
No CFPB complaints against Kress National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
