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Spring Hill State Bank

Longview, TX · Est. 1977 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Spring Hill State Bank is a bank based in Longview, Texas, established in 1977, with $238 million in total assets across 2 branches. By Trust Grade it ranks 70th of 349 banks we track in Texas. Its capital ratio of 16.4% is stronger than 93% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Spring Hill State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$238.4M
$100M–1B institution
Deposits
$187.3M
Branches
2
Capital ratio
16.4%
Top 7% of $100M–1B peers · Texas median 10.9%
Return on assets
1.4%
Top 41% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#70
of 349 banks

How Spring Hill State Bank compares to Texas peers

Capital ratio
Top 7% of $100M–1B peers
Spring Hill
16.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
Spring Hill
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Spring Hill State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.4% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Spring Hill State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 3700 Gilmer Rd, Longview, TX 75604
  • 202 Hollybrook Dr, Longview, TX 75605

Are deposits at Spring Hill State Bank insured?

Yes. Spring Hill State Bank is an FDIC-insured bank (FDIC certificate #22526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Spring Hill State Bank: frequently asked questions

Is Spring Hill State Bank a good bank?

Spring Hill State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 1.35%).

Is Spring Hill State Bank FDIC-insured?

Yes. Spring Hill State Bank is a FDIC-insured bank (FDIC certificate #22526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Spring Hill State Bank?

Spring Hill State Bank holds $238 million in total assets, ranking 70th of 349 banks we track in Texas. It operates 2 branches.

Does Spring Hill State Bank have CFPB complaints?

No CFPB complaints against Spring Hill State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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