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Unity National Bank Of Houston

Houston, TX · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Unity National Bank Of Houston is a bank based in Houston, Texas, established in 1985, with $236 million in total assets across 2 branches. By Trust Grade it ranks 200th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Unity National Bank Of Houston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$236.2M
$100M–1B institution
Deposits
$204.5M
Branches
2
Capital ratio
11.3%
Top 34% of $100M–1B peers · Texas median 10.9%
Return on assets
0.7%
Bottom 22% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#200
of 349 banks

How Unity National Bank Of Houston compares to Texas peers

Capital ratio
Top 34% of $100M–1B peers
Unity National
11.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
Unity National
0.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Unity National Bank Of Houston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unity National Bank Of Houston over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1661 Texas Parkway (Fm 2234), Missouri City, TX 77489
  • 2602 Blodgett St, Houston, TX 77004

Are deposits at Unity National Bank Of Houston insured?

Yes. Unity National Bank Of Houston is an FDIC-insured bank (FDIC certificate #26351). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unity National Bank Of Houston: frequently asked questions

Is Unity National Bank Of Houston a good bank?

Unity National Bank Of Houston earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.73%).

Is Unity National Bank Of Houston FDIC-insured?

Yes. Unity National Bank Of Houston is a FDIC-insured bank (FDIC certificate #26351). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Unity National Bank Of Houston?

Unity National Bank Of Houston holds $236 million in total assets, ranking 200th of 349 banks we track in Texas. It operates 2 branches.

Does Unity National Bank Of Houston have CFPB complaints?

No CFPB complaints against Unity National Bank Of Houston appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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