Cornerstone Capital Bank, Ssb is a bank based in Houston, Texas, established in 1906, with $3.8 billion in total assets across 19 branches. By Trust Grade it ranks 313th of 349 banks we track in Texas. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.31% return on assets), a point to watch. No consumer complaints against Cornerstone Capital Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone Capital Bank, Ssb compares to Texas peers
How we graded Cornerstone Capital Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Unprofitable over the period (ROA -0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone Capital Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 5820 82nd St, Lubbock, TX 79424
- 209 Cedar St, Sweetwater, TX 79556
- 201 N Washington St, Seymour, TX 76380
- 307 N Brazos St, Whitney, TX 76692
- 416 Harrison Avenue, Lorenzo, TX 79343
- 3801 34th St, Lubbock, TX 79410
- 101 W Highway 86, Nazareth, TX 79063
- 710 Highway 71 W, Bastrop, TX 78602
- 7503 Highway 84, Shallowater, TX 79363
- 1605 W Division St, Slaton, TX 79364
- 615 N Broadway St, Post, TX 79356
- 100 Cole St, Princeton, TX 75407
- 11011 Quaker Ave, Lubbock, TX 79424
- 87 Loop 150 W, Bastrop, TX 78602
- 200 N Main St, Seminole, TX 79360
- 26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
- 2819 Nw Kitsap Pl, Silverdale, WA 98383
- 117 Cypress St, Roscoe, TX 79545
- 1177 West Loop S, Houston, TX 77027
Are deposits at Cornerstone Capital Bank, Ssb insured?
Yes. Cornerstone Capital Bank, Ssb is an FDIC-insured bank (FDIC certificate #1213). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone Capital Bank, Ssb: frequently asked questions
Is Cornerstone Capital Bank, Ssb a good bank?
Cornerstone Capital Bank, Ssb earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Unprofitable over the period (ROA -0.31%).
Is Cornerstone Capital Bank, Ssb FDIC-insured?
Yes. Cornerstone Capital Bank, Ssb is a FDIC-insured bank (FDIC certificate #1213). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cornerstone Capital Bank, Ssb?
Cornerstone Capital Bank, Ssb holds $3.8 billion in total assets, ranking 313th of 349 banks we track in Texas. It operates 19 branches.
Does Cornerstone Capital Bank, Ssb have CFPB complaints?
No CFPB complaints against Cornerstone Capital Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
