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Vantage Bank Texas

San Antonio, TX · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Vantage Bank Texas is a bank based in San Antonio, Texas, established in 1923, with $4.9 billion in total assets across 23 branches. By Trust Grade it ranks 262nd of 349 banks we track in Texas. Its capital ratio of 8.8% trails most similarly sized banks (19th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Vantage Bank Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.9B
$1B–10B institution
Deposits
$4.4B
Branches
23
Capital ratio
8.8%
Bottom 19% of $1B–10B peers · Texas median 10.9%
Return on assets
1.7%
Top 21% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#262
of 349 banks

How Vantage Bank Texas compares to Texas peers

Capital ratio
Bottom 19% of $1B–10B peers
Vantage Bank
8.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
Vantage Bank
1.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Vantage Bank Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vantage Bank Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 45 Ne Loop 410, San Antonio, TX 78216
  • 1401 19th St, Hondo, TX 78861
  • 400 N Texas Blvd, Weslaco, TX 78596
  • 1926 E Griffin Pkwy, Mission, TX 78572
  • 730 W Nolana Ave, Mcallen, TX 78504
  • 1502 S Sugar Rd, Edinburg, TX 78539
  • 713 E Tom Landry St, Mission, TX 78572
  • 1801 S 2nd St, Mcallen, TX 78503
  • 1790 N Lee Trevino Dr, El Paso, TX 79936
  • 251 Shadow Mountain Dr, El Paso, TX 79912
  • 1524 N Mccoll Rd, Mcallen, TX 78501
  • 1700 S 10th St, Mcallen, TX 78503
  • 175 Arizona Ave, El Paso, TX 79902
  • 2401 E Interstate Highway 2, Mission, TX 78572
  • 7219 Mcpherson Rd, Laredo, TX 78041
  • 1785 Ruben M. Torres Blvd, Brownsville, TX 78521
  • 18698 Tuscany Stone, San Antonio, TX 78258
  • 901 S 10th St, Mcallen, TX 78501
  • 111 E Plasuela St, Refugio, TX 78377
  • 4819 San Dario Ave, Laredo, TX 78041
  • 777 Taylor St, Fort Worth, TX 76102
  • 4520 Camp Bowie Blvd, Fort Worth, TX 76107
  • 5151 San Felipe St, Houston, TX 77056

Are deposits at Vantage Bank Texas insured?

Yes. Vantage Bank Texas is an FDIC-insured bank (FDIC certificate #3405). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vantage Bank Texas: frequently asked questions

Is Vantage Bank Texas a good bank?

Vantage Bank Texas earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.67%).

Is Vantage Bank Texas FDIC-insured?

Yes. Vantage Bank Texas is a FDIC-insured bank (FDIC certificate #3405). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Vantage Bank Texas?

Vantage Bank Texas holds $4.9 billion in total assets, ranking 262nd of 349 banks we track in Texas. It operates 23 branches.

Does Vantage Bank Texas have CFPB complaints?

No CFPB complaints against Vantage Bank Texas appear in our data over the analysis window, which is typical for a bank of this size.

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International Bank Of Commerce
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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