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Wellington State Bank

Wellington, TX · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Wellington State Bank is a bank based in Wellington, Texas, established in 1906, with $650 million in total assets across 14 branches. By Trust Grade it ranks 295th of 349 banks we track in Texas. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Wellington State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$650.2M
$100M–1B institution
Deposits
$590.3M
Branches
14
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · Texas median 10.9%
Return on assets
1.2%
Top 49% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#295
of 349 banks

How Wellington State Bank compares to Texas peers

Capital ratio
Bottom 12% of $100M–1B peers
Wellington State
7.7%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Wellington State
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Wellington State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.7% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wellington State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 501 Phelps Ave, Littlefield, TX 79339
  • 405 S Alan L Bean Blvd, Wheeler, TX 79096
  • 301 Main St, Canadian, TX 79014
  • 717 10th St, Paducah, TX 79248
  • 816 Main Street, Olton, TX 79064
  • 119 S 6th St, Memphis, TX 79245
  • 2003 Avenue F Nw, Childress, TX 79201
  • 7801 Quaker Ave, Lubbock, TX 79424
  • 1301 Highway 59 N, Bowie, TX 76230
  • 2895 Northwest Loop, Stephenville, TX 76401
  • 1343 N Plaza Dr, Granbury, TX 76048
  • 1310 4th Ave, Canyon, TX 79015
  • 1000 8th St, Wellington, TX 79095
  • 302 Denrock Ave, Dalhart, TX 79022

Are deposits at Wellington State Bank insured?

Yes. Wellington State Bank is an FDIC-insured bank (FDIC certificate #1219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wellington State Bank: frequently asked questions

Is Wellington State Bank a good bank?

Wellington State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.21%).

Is Wellington State Bank FDIC-insured?

Yes. Wellington State Bank is a FDIC-insured bank (FDIC certificate #1219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wellington State Bank?

Wellington State Bank holds $650 million in total assets, ranking 295th of 349 banks we track in Texas. It operates 14 branches.

Does Wellington State Bank have CFPB complaints?

No CFPB complaints against Wellington State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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