Community Bank & Trust, Waco, Texas is a bank based in Waco, Texas, established in 1952, with $658 million in total assets across 4 branches. By Trust Grade it ranks 40th of 349 banks we track in Texas. Its capital ratio of 12.2% is stronger than 75% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Community Bank & Trust, Waco, Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Bank & Trust, Waco, Texas compares to Texas peers
How we graded Community Bank & Trust, Waco, Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Bank & Trust, Waco, Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1800 Washington Ave, Waco, TX 76701
- 1409 Wooded Acres Dr, Waco, TX 76710
- 8820 Chapel Rd, Waco, TX 76712
- 1711 Lake Success Dr, Waco, TX 76710
Are deposits at Community Bank & Trust, Waco, Texas insured?
Yes. Community Bank & Trust, Waco, Texas is an FDIC-insured bank (FDIC certificate #17108). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Bank & Trust, Waco, Texas: frequently asked questions
Is Community Bank & Trust, Waco, Texas a good bank?
Community Bank & Trust, Waco, Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.19%).
Is Community Bank & Trust, Waco, Texas FDIC-insured?
Yes. Community Bank & Trust, Waco, Texas is a FDIC-insured bank (FDIC certificate #17108). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Bank & Trust, Waco, Texas?
Community Bank & Trust, Waco, Texas holds $658 million in total assets, ranking 40th of 349 banks we track in Texas. It operates 4 branches.
Does Community Bank & Trust, Waco, Texas have CFPB complaints?
No CFPB complaints against Community Bank & Trust, Waco, Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
