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Worthington Bank

Arlington, TX · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Worthington Bank is a bank based in Arlington, Texas, established in 2002, with $651 million in total assets across 5 branches. By Trust Grade it ranks 229th of 349 banks we track in Texas. Its capital ratio of 9.3% trails most similarly sized banks (36th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Worthington Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$651.2M
$100M–1B institution
Deposits
$587.3M
Branches
5
Capital ratio
9.3%
Bottom 36% of $100M–1B peers · Texas median 10.9%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#229
of 349 banks

How Worthington Bank compares to Texas peers

Capital ratio
Bottom 36% of $100M–1B peers
Worthington Bank
9.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Worthington Bank
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Worthington Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Worthington Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 200 W Main St, Arlington, TX 76010
  • 500 Main St, Fort Worth, TX 76102
  • 4814 Colleyville Blvd, Colleyville, TX 76034
  • 5825 Edwards Ranch Rd, Fort Worth, TX 76109
  • 1696 S Loop 288, Denton, TX 76205

Are deposits at Worthington Bank insured?

Yes. Worthington Bank is an FDIC-insured bank (FDIC certificate #57414). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Worthington Bank: frequently asked questions

Is Worthington Bank a good bank?

Worthington Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.19%).

Is Worthington Bank FDIC-insured?

Yes. Worthington Bank is a FDIC-insured bank (FDIC certificate #57414). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Worthington Bank?

Worthington Bank holds $651 million in total assets, ranking 229th of 349 banks we track in Texas. It operates 5 branches.

Does Worthington Bank have CFPB complaints?

No CFPB complaints against Worthington Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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