First Community Bank is a bank based in Corpus Christi, Texas, established in 1983, with $663 million in total assets across 14 branches. By Trust Grade it ranks 176th of 349 banks we track in Texas. Its capital ratio of 10.9% is stronger than 62% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank compares to Texas peers
How we graded First Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 416 N Water St, Corpus Christi, TX 78401
- 1600 E Main St, Alice, TX 78332
- 416 N Water St, Corpus Christi, TX 78401
- 5406 Everhart Rd, Corpus Christi, TX 78411
- 2525 S Brahma Blvd, Kingsville, TX 78363
- 1001 Wildcat Dr, Portland, TX 78374
- 1001 Wildcat Dr, Portland, TX 78374
- 4201 S Alameda St, Corpus Christi, TX 78412
- 14254 S Padre Island Dr, Corpus Christi, TX 78418
- 6252 N Navarro St, Victoria, TX 77904
- 1629 Highway 35 N, Rockport, TX 78382
- 500 N Water St, Corpus Christi, TX 78401
- 120 S Agnes, Premont, TX 78375
- 6302 Broadway St, Pearland, TX 77581
Are deposits at First Community Bank insured?
Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #24353). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank: frequently asked questions
Is First Community Bank a good bank?
First Community Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.86%).
Is First Community Bank FDIC-insured?
Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #24353). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank?
First Community Bank holds $663 million in total assets, ranking 176th of 349 banks we track in Texas. It operates 14 branches.
Does First Community Bank have CFPB complaints?
No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
