Alliance Bank Central Texas is a bank based in Woodway, Texas, established in 1939, with $1.3 billion in total assets across 8 branches. By Trust Grade it ranks 29th of 349 banks we track in Texas. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Alliance Bank Central Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alliance Bank Central Texas compares to Texas peers
How we graded Alliance Bank Central Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Alliance Bank Central Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 7420 Fish Pond Rd, Waco, TX 76710
- 302 Main Street, Donie, TX 75838
- 114 N Main St, Jewett, TX 75846
- 4721 Bosque Blvd, Waco, TX 76710
- 197 Clinite Grove Blvd, Temple, TX 76502
- 408 Hilliard Rd, Temple, TX 76502
- 3911 Williams Drive, Georgetown, TX 78628
- 191 Archway Dr, Woodway, TX 76712
Are deposits at Alliance Bank Central Texas insured?
Yes. Alliance Bank Central Texas is an FDIC-insured bank (FDIC certificate #15657). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alliance Bank Central Texas: frequently asked questions
Is Alliance Bank Central Texas a good bank?
Alliance Bank Central Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.05%).
Is Alliance Bank Central Texas FDIC-insured?
Yes. Alliance Bank Central Texas is a FDIC-insured bank (FDIC certificate #15657). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Alliance Bank Central Texas?
Alliance Bank Central Texas holds $1.3 billion in total assets, ranking 29th of 349 banks we track in Texas. It operates 8 branches.
Does Alliance Bank Central Texas have CFPB complaints?
No CFPB complaints against Alliance Bank Central Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
