Legend Bank, N.A. is a bank based in Bowie, Texas, established in 1890, with $1.2 billion in total assets across 15 branches. By Trust Grade it ranks 203rd of 349 banks we track in Texas. Its capital ratio of 9.6% trails most similarly sized banks (36th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Legend Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legend Bank, N.A. compares to Texas peers
How we graded Legend Bank, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legend Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 2500 Highway 82 West, Whitesboro, TX 76273
- 110 Franklin Street, Alvord, TX 76225
- 1002 E Omega St, Henrietta, TX 76365
- 1706 S Fm 51, Decatur, TX 76234
- 101 W Tarrant St, Bowie, TX 76230
- 115 Clay St, Nocona, TX 76255
- 2232 N Center St, Bonham, TX 75418
- 201 W Grand St, Whitewright, TX 75491
- 3001 Western Center Blvd, Fort Worth, TX 76131
- 3710 Fairway Blvd, Wichita Falls, TX 76310
- 502 N Center St, Bonham, TX 75418
- 3608 Fm 691, Sherman, TX 75090
- 910 W Business 380, Decatur, TX 76234
- 6851 Ne Loop 820, North Richland Hills, TX 76180
- 45 Texas Highway 24 N, Cooper, TX 75432
Are deposits at Legend Bank, N.A. insured?
Yes. Legend Bank, N.A. is an FDIC-insured bank (FDIC certificate #3108). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legend Bank, N.A.: frequently asked questions
Is Legend Bank, N.A. a good bank?
Legend Bank, N.A. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.92%).
Is Legend Bank, N.A. FDIC-insured?
Yes. Legend Bank, N.A. is a FDIC-insured bank (FDIC certificate #3108). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Legend Bank, N.A.?
Legend Bank, N.A. holds $1.2 billion in total assets, ranking 203rd of 349 banks we track in Texas. It operates 15 branches.
Does Legend Bank, N.A. have CFPB complaints?
No CFPB complaints against Legend Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
