First National Bank is a bank based in Altavista, Virginia, established in 1908, with $1.1 billion in total assets across 20 branches. By Trust Grade it ranks 51st of 56 banks we track in Virginia. Its capital ratio of 7.9% trails most similarly sized banks (8th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against First National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank compares to Virginia peers
How we graded First National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 336 Main St, Danville, VA 24541
- 1303 Main St, Altavista, VA 24517
- 14580 Wards Rd, Lynchburg, VA 24502
- 2600 Riverside Dr, Danville, VA 24540
- 1312 S Boston Rd, Danville, VA 24540
- 55 N Main St, Chatham, VA 24531
- 4080 Franklin Tpke, Danville, VA 24540
- 3309 Old Forest Rd, Lynchburg, VA 24501
- 20865 Timberlake Rd, Lynchburg, VA 24502
- 14417 Forest Rd, Forest, VA 24551
- 74 Scruggs Rd, Moneta, VA 24121
- 10370 Martinsville Hwy, Danville, VA 24541
- 622 Broad St, Altavista, VA 24517
- 130 S Main St, Amherst, VA 24521
- 1033 Village Hwy, Rustburg, VA 24588
- 3401 Odd Fellows Rd, Timberlake, VA 24501
- 800 Main St, Lynchburg, VA 24504
- 18077 Forest Rd, Forest, VA 24551
- 2208 Ivy Rd, Charlottesville, VA 22903
- 4027 Halifax Road, South Boston, VA 24592
Are deposits at First National Bank insured?
Yes. First National Bank is an FDIC-insured bank (FDIC certificate #6811). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank: frequently asked questions
Is First National Bank a good bank?
First National Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.15%).
Is First National Bank FDIC-insured?
Yes. First National Bank is a FDIC-insured bank (FDIC certificate #6811). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank?
First National Bank holds $1.1 billion in total assets, ranking 51st of 56 banks we track in Virginia. It operates 20 branches.
Does First National Bank have CFPB complaints?
No CFPB complaints against First National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
