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Oak View National Bank

Warrenton, VA · Est. 2009 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Oak View National Bank is a bank based in Warrenton, Virginia, established in 2009, with $925 million in total assets across 4 branches. By Trust Grade it ranks 49th of 56 banks we track in Virginia. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Oak View National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$924.5M
$100M–1B institution
Deposits
$720.5M
Branches
4
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.0%
Bottom 37% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#49
of 56 banks

How Oak View National Bank compares to Virginia peers

Capital ratio
Bottom 18% of $100M–1B peers
Oak View
8.2%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
Oak View
1.0%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Oak View National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oak View National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 340 Waterloo Street, Warrenton, VA 20186
  • 4174 D Old Stockyard Road, Marshall, VA 20115
  • 450 James Madison Hwy, Culpeper, VA 22701
  • 644 Zachary Taylor Highway, Flint Hill, VA 22627

Are deposits at Oak View National Bank insured?

Yes. Oak View National Bank is an FDIC-insured bank (FDIC certificate #58827). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oak View National Bank: frequently asked questions

Is Oak View National Bank a good bank?

Oak View National Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 1.00%).

Is Oak View National Bank FDIC-insured?

Yes. Oak View National Bank is a FDIC-insured bank (FDIC certificate #58827). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oak View National Bank?

Oak View National Bank holds $925 million in total assets, ranking 49th of 56 banks we track in Virginia. It operates 4 branches.

Does Oak View National Bank have CFPB complaints?

No CFPB complaints against Oak View National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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