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Bank Of Botetourt

Buchanan, VA · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Botetourt is a bank based in Buchanan, Virginia, established in 1899, with $938 million in total assets across 14 branches. By Trust Grade it ranks 19th of 56 banks we track in Virginia. Its capital ratio of 10.2% is stronger than 52% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Bank Of Botetourt appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$938.0M
$100M–1B institution
Deposits
$834.0M
Branches
14
Capital ratio
10.2%
Top 48% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.3%
Top 42% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#19
of 56 banks

How Bank Of Botetourt compares to Virginia peers

Capital ratio
Top 48% of $100M–1B peers
Bank Of
10.2%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Bank Of
1.3%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Botetourt

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Botetourt over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 140 Town Center St, Daleville, VA 24083
  • 5462 Lee Hwy, Troutville, VA 24175
  • 3801 Challenger Ave, Roanoke, VA 24012
  • 65 E Midland Trl, Lexington, VA 24450
  • 3130 Peters Creek Rd, Roanoke, VA 24019
  • 19747 Main St, Buchanan, VA 24066
  • 5905 N Lee Hwy, Fairfield, VA 24435
  • 51 Firstwatch Dr, Moneta, VA 24121
  • 3232 Electric Rd, Roanoke, VA 24018
  • 231 S College Ave, Salem, VA 24153
  • 410 S Pollard St, Vinton, VA 24179
  • 875 Tanyard Rd, Rocky Mount, VA 24151
  • 2502 Melrose Ave Nw, Roanoke, VA 24017
  • 58 Railroad Ave, Eagle Rock, VA 24085

Are deposits at Bank Of Botetourt insured?

Yes. Bank Of Botetourt is an FDIC-insured bank (FDIC certificate #6137). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Botetourt: frequently asked questions

Is Bank Of Botetourt a good bank?

Bank Of Botetourt earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.32%).

Is Bank Of Botetourt FDIC-insured?

Yes. Bank Of Botetourt is a FDIC-insured bank (FDIC certificate #6137). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Botetourt?

Bank Of Botetourt holds $938 million in total assets, ranking 19th of 56 banks we track in Virginia. It operates 14 branches.

Does Bank Of Botetourt have CFPB complaints?

No CFPB complaints against Bank Of Botetourt appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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