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Blue Ridge Bank, National Association

Martinsville, VA · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Blue Ridge Bank, National Association is a bank based in Martinsville, Virginia, established in 2000, with $2.4 billion in total assets across 27 branches. By Trust Grade it ranks 43rd of 56 banks we track in Virginia. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Blue Ridge Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4B
$1B–10B institution
Deposits
$2.0B
Branches
27
Capital ratio
10.3%
Top 49% of $1B–10B peers · Virginia median 10.8%
Return on assets
0.2%
Bottom 4% of $1B–10B peers · Virginia median 1.12%
Rank in Virginia
#43
of 56 banks

How Blue Ridge Bank, National Association compares to Virginia peers

Capital ratio
Top 49% of $1B–10B peers
Blue Ridge
10.3%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $1B–10B peers
Blue Ridge
0.2%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Blue Ridge Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (10.3% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blue Ridge Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (27)

  • 408 East Main St, Louisa, VA 23093
  • 4935 Richmond Rd, Warsaw, VA 22572
  • 708 Rappahannock Dr, White Stone, VA 22578
  • 18 Sandy St, Callao, VA 22435
  • 430 Mineral Ave, Mineral, VA 23117
  • 169 Madison Rd, Orange, VA 22960
  • 10645 Courthouse Rd, Fredericksburg, VA 22407
  • 701 S Main St, Culpeper, VA 22701
  • 3209 Boulevard, Colonial Heights, VA 23834
  • 4600 W Hundred Rd, Chester, VA 23831
  • 1703 N Main St, Suffolk, VA 23434
  • 900 N Parham Rd, Henrico, VA 23229
  • 600 S 3rd St, Shenandoah, VA 22849
  • 1965 Wakefield Ave, Petersburg, VA 23805
  • 17 W Main St, Luray, VA 22835
  • 1807 Seminole Trl, Charlottesville, VA 22901
  • 15648 Kings Highway, Montross, VA 22520
  • 563 Neff Ave, Harrisonburg, VA 22801
  • 11450 Robious Rd, Richmond, VA 23235
  • 10880 General Puller Hwy, Hartfield, VA 23071
  • 5711 Patterson Ave, Richmond, VA 23226
  • 300 32nd St, Virginia Beach, VA 23451
  • 100 S Main St, Kilmarnock, VA 22482
  • 3202 Northline Ave, Greensboro, NC 27408
  • 104 S Main St, Gordonsville, VA 22942
  • 1801 Bayberry Ct, Richmond, VA 23226
  • 1 E Market St, Martinsville, VA 24112

Are deposits at Blue Ridge Bank, National Association insured?

Yes. Blue Ridge Bank, National Association is an FDIC-insured bank (FDIC certificate #35274). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blue Ridge Bank, National Association: frequently asked questions

Is Blue Ridge Bank, National Association a good bank?

Blue Ridge Bank, National Association earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.19%).

Is Blue Ridge Bank, National Association FDIC-insured?

Yes. Blue Ridge Bank, National Association is a FDIC-insured bank (FDIC certificate #35274). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Blue Ridge Bank, National Association?

Blue Ridge Bank, National Association holds $2.4 billion in total assets, ranking 43rd of 56 banks we track in Virginia. It operates 27 branches.

Does Blue Ridge Bank, National Association have CFPB complaints?

No CFPB complaints against Blue Ridge Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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