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Skyline National Bank

Independence, VA · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Skyline National Bank is a bank based in Independence, Virginia, established in 1900, with $1.3 billion in total assets across 28 branches. By Trust Grade it ranks 52nd of 56 banks we track in Virginia. Its capital ratio of 8.4% trails most similarly sized banks (13th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.45% return on assets. Consumers filed 8 complaints about Skyline Financial Corp. with the CFPB — 6.1 per $1B in assets, a lower rate than 56% of peers.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.2B
Branches
28
Capital ratio
8.4%
Bottom 13% of $1B–10B peers · Virginia median 10.8%
Return on assets
1.4%
Top 33% of $1B–10B peers · Virginia median 1.12%
Rank in Virginia
#52
of 56 banks

How Skyline National Bank compares to Virginia peers

Capital ratio
Bottom 13% of $1B–10B peers
Skyline National
8.4%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $1B–10B peers
Skyline National
1.4%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Skyline National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
68.54/100
Overall
A · 90
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • 6.1 complaints per $1B in assets

Consumer complaints (CFPB)

8 complaints filed with the CFPB against Skyline Financial Corp. — 6.1 per $1B in assets.

Total complaints
8
Per $1B assets
6.1
Lower = better

Branch locations (28)

  • 212 E Main St, Floyd, VA 24091
  • 241 W Main St, Mountain City, TN 37683
  • 60 Comers Rock Rd, Elk Creek, VA 24326
  • 802 E Main St, Independence, VA 24348
  • 101 Ripshin Road, Troutdale, VA 24378
  • 209 W Grayson St, Galax, VA 24333
  • 4094 Postal Dr, Roanoke, VA 24018
  • 5598-B Floyd Highway South, Willis, VA 24380
  • 2681 Market St, Christiansburg, VA 24073
  • 98 S Grayson St, Sparta, NC 28675
  • 8351 Carrollton Pike, Galax, VA 24333
  • 419 S Main St, Hillsville, VA 24343
  • 3850 Keagy Rd Sw, Roanoke, VA 24018
  • 16305 Highlands Pkwy, Whitetop, VA 24292
  • 113 W Main St, Independence, VA 24348
  • 1422 Us Highway 421, Wilkesboro, NC 28697
  • 7349 Peppers Ferry Blvd, Radford, VA 24141
  • 1641 Blowing Rock Road, Boone, NC 28607
  • 420 N 4th St, Wytheville, VA 24382
  • 532 E Main St, Yadkinville, NC 27055
  • 1055 Mount Jefferson Rd, West Jefferson, NC 28694
  • 119 Gaither St, Mocksville, NC 27028
  • 509 Wilkesboro Blvd Ne, Lenoir, NC 28645
  • 2900 S Nc 127 Hwy, Hickory, NC 28602
  • 537 Main St, Hudson, NC 28638
  • 1625 N Center St, Hickory, NC 28601
  • 1206 South Main Street, Blacksburg, VA 24060
  • 3607 Jeb Stuart Highway, Meadows Of Dan, VA 24120

Are deposits at Skyline National Bank insured?

Yes. Skyline National Bank is an FDIC-insured bank (FDIC certificate #6861). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Skyline National Bank: frequently asked questions

Is Skyline National Bank a good bank?

Skyline National Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 92/100 and a customer-experience score of 68.54/100. Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.45%).

Is Skyline National Bank FDIC-insured?

Yes. Skyline National Bank is a FDIC-insured bank (FDIC certificate #6861). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Skyline National Bank?

Skyline National Bank holds $1.3 billion in total assets, ranking 52nd of 56 banks we track in Virginia. It operates 28 branches.

How many complaints does Skyline National Bank have?

Consumers filed 8 complaints about Skyline Financial Corp. with the CFPB, or 6.1 per $1B in assets.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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