Benchmark Community Bank is a bank based in Kenbridge, Virginia, established in 1971, with $1.4 billion in total assets across 18 branches. By Trust Grade it ranks 30th of 56 banks we track in Virginia. Its capital ratio of 9.2% trails most similarly sized banks (29th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Benchmark Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Benchmark Community Bank compares to Virginia peers
How we graded Benchmark Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Benchmark Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (18)
- 100 S Broad St, Kenbridge, VA 23944
- 1910 Main Street, Victoria, VA 23974
- 828 N Mecklenburg Ave, South Hill, VA 23970
- 101 Midtown Ave, Farmville, VA 23901
- 1577 S Main St, Farmville, VA 23901
- 1500 W Virginia Ave, Crewe, VA 23930
- 220 W 5th Ave, Lawrenceville, VA 23868
- 133 College St, Clarksville, VA 23927
- 845 E 2nd St, Chase City, VA 23924
- 410 Church St, Blackstone, VA 23824
- 1135 Huell Matthews Hwy, South Boston, VA 24592
- 290 S Main St, Halifax, VA 24558
- 3619 Rogers Rd, Wake Forest, NC 27587
- 1750 Graham Ave, Henderson, NC 27536
- 204 S Broad St, Kenbridge, VA 23944
- 110 S College St, Youngsville, NC 27596
- 125 W Atlantic St, Emporia, VA 23847
- 103 S Main St, Franklinton, NC 27525
Are deposits at Benchmark Community Bank insured?
Yes. Benchmark Community Bank is an FDIC-insured bank (FDIC certificate #20484). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Benchmark Community Bank: frequently asked questions
Is Benchmark Community Bank a good bank?
Benchmark Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.52%).
Is Benchmark Community Bank FDIC-insured?
Yes. Benchmark Community Bank is a FDIC-insured bank (FDIC certificate #20484). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Benchmark Community Bank?
Benchmark Community Bank holds $1.4 billion in total assets, ranking 30th of 56 banks we track in Virginia. It operates 18 branches.
Does Benchmark Community Bank have CFPB complaints?
No CFPB complaints against Benchmark Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
