Citizens Bank Of West Virginia, Inc. is a bank based in Elkins, West Virginia, established in 1924, with $775 million in total assets across 9 branches. By Trust Grade it ranks 16th of 41 banks we track in West Virginia. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Citizens Bank Of West Virginia, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank Of West Virginia, Inc. compares to West Virginia peers
How we graded Citizens Bank Of West Virginia, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank Of West Virginia, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 100 Main St, Beverly, WV 26253
- Front St, Bayard, WV 26707
- 425 3rd St, New Martinsville, WV 26155
- 66 W Main St, Buckhannon, WV 26201
- 13164 Garrett Hwy, Oakland, MD 21550
- 1 Citizens Plaza, Slatyfork, WV 26291
- 211 3rd St, Elkins, WV 26241
- 224 Walnut St, Parsons, WV 26287
- 16000 Appalachian Highway, Thomas, WV 26292
Are deposits at Citizens Bank Of West Virginia, Inc. insured?
Yes. Citizens Bank Of West Virginia, Inc. is an FDIC-insured bank (FDIC certificate #6760). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank Of West Virginia, Inc.: frequently asked questions
Is Citizens Bank Of West Virginia, Inc. a good bank?
Citizens Bank Of West Virginia, Inc. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.97%).
Is Citizens Bank Of West Virginia, Inc. FDIC-insured?
Yes. Citizens Bank Of West Virginia, Inc. is a FDIC-insured bank (FDIC certificate #6760). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank Of West Virginia, Inc.?
Citizens Bank Of West Virginia, Inc. holds $775 million in total assets, ranking 16th of 41 banks we track in West Virginia. It operates 9 branches.
Does Citizens Bank Of West Virginia, Inc. have CFPB complaints?
No CFPB complaints against Citizens Bank Of West Virginia, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
