Cnb Bank, Inc. is a bank based in Berkeley Springs, West Virginia, established in 1917, with $805 million in total assets across 8 branches. By Trust Grade it ranks 28th of 41 banks we track in West Virginia. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Cnb Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cnb Bank, Inc. compares to West Virginia peers
How we graded Cnb Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cnb Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1610 Valley Rd, Berkeley Springs, WV 25411
- 2646 Hedgesville Rd, Martinsburg, WV 25403
- 14994 Apple Harvest Dr, Martinsburg, WV 25405
- 333 E Main St, Hancock, MD 21750
- 1231 T J Jackson Dr, Falling Waters, WV 25419
- 1625 Dual Hwy, Hagerstown, MD 21740
- 17803 Virginia Ave., Hagerstown, MD 21740
- 101 S Washington St, Berkeley Springs, WV 25411
Are deposits at Cnb Bank, Inc. insured?
Yes. Cnb Bank, Inc. is an FDIC-insured bank (FDIC certificate #14507). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cnb Bank, Inc.: frequently asked questions
Is Cnb Bank, Inc. a good bank?
Cnb Bank, Inc. earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.92%).
Is Cnb Bank, Inc. FDIC-insured?
Yes. Cnb Bank, Inc. is a FDIC-insured bank (FDIC certificate #14507). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cnb Bank, Inc.?
Cnb Bank, Inc. holds $805 million in total assets, ranking 28th of 41 banks we track in West Virginia. It operates 8 branches.
Does Cnb Bank, Inc. have CFPB complaints?
No CFPB complaints against Cnb Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
