Pendleton Community Bank, Inc. is a bank based in Franklin, West Virginia, established in 1925, with $825 million in total assets across 15 branches. By Trust Grade it ranks 24th of 41 banks we track in West Virginia. Its capital ratio of 8.6% trails most similarly sized banks (24th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Pendleton Community Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pendleton Community Bank, Inc. compares to West Virginia peers
How we graded Pendleton Community Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Pendleton Community Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 402 S Main St, Moorefield, WV 26836
- 204 Pinewood Dr, Beckley, WV 25801
- 835 Main St E, Oak Hill, WV 25901
- 102 Virginia Ave, Petersburg, WV 26847
- 19180 Seneca Trail, Marlinton, WV 24954
- 128 N Main St, Franklin, WV 26807
- 2169 S Main St, Harrisonburg, VA 22801
- 317 N Main St, Bridgewater, VA 22812
- 41 Monte Vista Dr, Harrisonburg, VA 22802
- 478 Frontier Dr, Staunton, VA 24401
- 57 S Main St, Harrisonburg, VA 22801
- 25 W Main St, Wardensville, WV 26851
- 57 S. Main Street, Harrisonburg, VA 22801
- 2201 N. Augusta Street, Staunton, VA 24401
- 602 Main St, Mount Hope, WV 25880
Are deposits at Pendleton Community Bank, Inc. insured?
Yes. Pendleton Community Bank, Inc. is an FDIC-insured bank (FDIC certificate #6176). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pendleton Community Bank, Inc.: frequently asked questions
Is Pendleton Community Bank, Inc. a good bank?
Pendleton Community Bank, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.24%).
Is Pendleton Community Bank, Inc. FDIC-insured?
Yes. Pendleton Community Bank, Inc. is a FDIC-insured bank (FDIC certificate #6176). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pendleton Community Bank, Inc.?
Pendleton Community Bank, Inc. holds $825 million in total assets, ranking 24th of 41 banks we track in West Virginia. It operates 15 branches.
Does Pendleton Community Bank, Inc. have CFPB complaints?
No CFPB complaints against Pendleton Community Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
