Tidemark vs New Castle County Delaware Em
Comparing a Credit Union in Seaford, DE with a Credit Union in New Castle, DE using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Tidemark ↗ Credit Union · Seaford, DE · Est. 1959 | New Castle County Delaware Em ↗ Credit Union · New Castle, DE · Est. 1966 | |
|---|---|---|
| Trust Grade | A · 93/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Seaford, DE | New Castle, DE |
| Total assets | $470.8M | $32.1M |
| Net worth ratio | 14.1% | 12.1% |
| Return on assets | 0.3% | 1.4% |
| Shares & deposits | — | — |
| Members | 22,105 | 2,359 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 15 | #3 of 15 |
| Established | 1959 | 1966 |
Tidemark
- Assets: $470.8M
- Members: 22,105
- Capital ratio: 14.1%
- Return on assets: 0.3%
- CFPB complaints: 0
- State rank: #5 of 15
New Castle County Delaware Em
- Assets: $32.1M
- Members: 2,359
- Capital ratio: 12.1%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #3 of 15
Are both institutions federally insured?
Yes. Tidemark is NCUA-insured and New Castle County Delaware Em is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Tidemark or New Castle County Delaware Em?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — New Castle County Delaware Em scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Tidemark safe?
Yes — Tidemark is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (93/100), reflecting its financial strength and complaint history relative to peers.
Is New Castle County Delaware Em safe?
Yes — New Castle County Delaware Em is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Tidemark vs New Castle County Delaware Em?
Tidemark has a net worth ratio of 14.1%, placing it in the top 18% of $100M–1B peers. New Castle County Delaware Em's ratio is 12.1%, placing it in the bottom 34% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Tidemark have compared to New Castle County Delaware Em?
The CFPB database shows 0 complaints against Tidemark, and 0 complaints against New Castle County Delaware Em. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Tidemark with other Credit Unions in Delaware
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
