credit union

Northeast Alabama Postal

Anniston, AL · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

Northeast Alabama Postal is a credit union based in Anniston, Alabama, established in 1956, with $14 million in total assets serving 1,234 members. By Trust Grade it ranks 31st of 89 credit unions we track in Alabama. Its net worth ratio of 15.8% is stronger than 60% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Northeast Alabama Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.9M
<$100M institution
Members
1,234
Shares & deposits
—
Net worth ratio
15.8%
Top 40% of <$100M peers · Alabama median 14.2%
Return on assets
0.6%
Top 48% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#31
of 89 credit unions

How Northeast Alabama Postal compares to Alabama peers

Net worth ratio
Top 40% of <$100M peers
Northeast Alabama
15.8%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Northeast Alabama
0.6%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Northeast Alabama Postal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northeast Alabama Postal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northeast Alabama Postal insured?

Yes. Northeast Alabama Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northeast Alabama Postal: frequently asked questions

Is Northeast Alabama Postal a good credit union?

Northeast Alabama Postal earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.65%).

Is Northeast Alabama Postal NCUA-insured?

Yes. Northeast Alabama Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northeast Alabama Postal?

Northeast Alabama Postal holds $14 million in total assets, ranking 31st of 89 credit unions we track in Alabama. It serves 1,234 members.

Does Northeast Alabama Postal have CFPB complaints?

No CFPB complaints against Northeast Alabama Postal appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Mobile Postal
credit union · Mobile, AL · $17M assets
Blue Flame
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Opp-Micolas
credit union · Opp, AL · $10M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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