Mobile Postal
Mobile Postal is a credit union based in Mobile, Alabama, established in 1949, with $17 million in total assets serving 1,603 members. By Trust Grade it ranks 51st of 89 credit unions we track in Alabama. Its net worth ratio of 12.8% trails most similarly sized credit unions (39th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Mobile Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mobile Postal compares to Alabama peers
How we graded Mobile Postal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mobile Postal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mobile Postal insured?
Yes. Mobile Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mobile Postal: frequently asked questions
Is Mobile Postal a good credit union?
Mobile Postal earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.27%).
Is Mobile Postal NCUA-insured?
Yes. Mobile Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mobile Postal?
Mobile Postal holds $17 million in total assets, ranking 51st of 89 credit unions we track in Alabama. It serves 1,603 members.
Does Mobile Postal have CFPB complaints?
No CFPB complaints against Mobile Postal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
