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credit union

Mobile Government Emp.

Mobile, AL · Est. 1928
A
Trust Grade
Excellent
Score: 94/100

Mobile Government Emp. is a credit union based in Mobile, Alabama, established in 1928, with $15 million in total assets serving 638 members. By Trust Grade it ranks 41st of 89 credit unions we track in Alabama. Its net worth ratio of 21.3% is stronger than 82% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Mobile Government Emp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.3M
<$100M institution
Members
638
Shares & deposits
Net worth ratio
21.3%
Top 18% of <$100M peers · Alabama median 14.2%
Return on assets
0.6%
Bottom 47% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#41
of 89 credit unions

How Mobile Government Emp. compares to Alabama peers

Net worth ratio
Top 18% of <$100M peers
Mobile Government
21.3%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Mobile Government
0.6%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mobile Government Emp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (21.3% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mobile Government Emp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mobile Government Emp. insured?

Yes. Mobile Government Emp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mobile Government Emp.: frequently asked questions

Is Mobile Government Emp. a good credit union?

Mobile Government Emp. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (21.3% capital ratio); Profitable (ROA 0.56%).

Is Mobile Government Emp. NCUA-insured?

Yes. Mobile Government Emp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mobile Government Emp.?

Mobile Government Emp. holds $15 million in total assets, ranking 41st of 89 credit unions we track in Alabama. It serves 638 members.

Does Mobile Government Emp. have CFPB complaints?

No CFPB complaints against Mobile Government Emp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Federal Employees
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Blue Flame
credit union · Mobile, AL · $11M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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