Federal Employees
Federal Employees is a credit union based in Birmingham, Alabama, established in 1958, with $19 million in total assets serving 1,726 members. By Trust Grade it ranks 56th of 89 credit unions we track in Alabama. Its net worth ratio of 16.8% is stronger than 65% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Federal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Federal Employees compares to Alabama peers
How we graded Federal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.8% capital ratio)
- Profitable (ROA 0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Federal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Federal Employees insured?
Yes. Federal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Federal Employees: frequently asked questions
Is Federal Employees a good credit union?
Federal Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Profitable (ROA 0.11%).
Is Federal Employees NCUA-insured?
Yes. Federal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Federal Employees?
Federal Employees holds $19 million in total assets, ranking 56th of 89 credit unions we track in Alabama. It serves 1,726 members.
Does Federal Employees have CFPB complaints?
No CFPB complaints against Federal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
