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credit union

Tuscaloosa V A

Tuscaloosa, AL · Est. 1951
98/ 100
Trust Grade
Excellent
98 out of 100

Tuscaloosa V A is a credit union based in Tuscaloosa, Alabama, established in 1951, with $52 million in total assets serving 4,788 members. By Trust Grade it ranks 4th of 89 credit unions we track in Alabama. Its net worth ratio of 12.9% trails most similarly sized credit unions (40th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Tuscaloosa V A appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.6M
<$100M institution
Members
4,788
Shares & deposits
Net worth ratio
12.9%
Bottom 40% of <$100M peers · Alabama median 14.2%
Return on assets
1.1%
Top 25% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#4
of 89 credit unions

How Tuscaloosa V A compares to Alabama peers

Net worth ratio
Bottom 40% of <$100M peers
Tuscaloosa V
12.9%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Tuscaloosa V
1.1%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tuscaloosa V A

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (12.9% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Tuscaloosa V A over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tuscaloosa V A insured?

Yes. Tuscaloosa V A is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tuscaloosa V A: frequently asked questions

Is Tuscaloosa V A a good credit union?

Tuscaloosa V A earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.15%).

Is Tuscaloosa V A NCUA-insured?

Yes. Tuscaloosa V A is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tuscaloosa V A?

Tuscaloosa V A holds $52 million in total assets, ranking 4th of 89 credit unions we track in Alabama. It serves 4,788 members.

Does Tuscaloosa V A have CFPB complaints?

No CFPB complaints against Tuscaloosa V A appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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