Valley Strong
Valley Strong is a credit union based in Bakersfield, California, established in 1940, with $4.1 billion in total assets serving 357,321 members. By Trust Grade it ranks 162nd of 241 credit unions we track in California. Its net worth ratio of 9.1% trails most similarly sized credit unions (15th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Valley Strong appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Strong compares to California peers
How we graded Valley Strong
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Strong over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Strong insured?
Yes. Valley Strong is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Strong: frequently asked questions
Is Valley Strong a good credit union?
Valley Strong earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.57%).
Is Valley Strong NCUA-insured?
Yes. Valley Strong is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Strong?
Valley Strong holds $4.1 billion in total assets, ranking 162nd of 241 credit unions we track in California. It serves 357,321 members.
Does Valley Strong have CFPB complaints?
No CFPB complaints against Valley Strong appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
