Technology
Technology is a credit union based in San Jose, California, established in 1960, with $4.7 billion in total assets serving 174,822 members. By Trust Grade it ranks 128th of 241 credit unions we track in California. Its net worth ratio of 11.2% is stronger than 59% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.11% return on assets. Consumers filed 13 complaints about Credit Technology, Inc. with the CFPB — 2.8 per $1B in assets, a lower rate than 75% of peers.
How Technology compares to California peers
How we graded Technology
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.11%)
- 2.8 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
13 complaints filed with the CFPB against Credit Technology, Inc. — 2.8 per $1B in assets.
These records were matched to Technology by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Are deposits at Technology insured?
Yes. Technology is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Technology: frequently asked questions
Is Technology a good credit union?
Technology earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 and a customer-experience score of 80.42/100. Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.11%).
Is Technology NCUA-insured?
Yes. Technology is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Technology?
Technology holds $4.7 billion in total assets, ranking 128th of 241 credit unions we track in California. It serves 174,822 members.
How many complaints does Technology have?
Consumers filed 13 complaints about Credit Technology, Inc. with the CFPB, or 2.8 per $1B in assets.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
