Certified
Certified is a credit union based in El Monte, California, established in 1954, with $920 million in total assets serving 58,317 members. By Trust Grade it ranks 99th of 241 credit unions we track in California. Its net worth ratio of 20.5% is stronger than 98% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.25% return on assets. Consumers filed 13 complaints about Certified Services, Inc. with the CFPB — 14.1 per $1B in assets, a lower rate than 54% of peers.
How Certified compares to California peers
How we graded Certified
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.5% capital ratio)
- Strongly profitable (ROA 1.25%)
- 14.1 complaints per $1B in assets
Consumer complaints (CFPB)
13 complaints filed with the CFPB against Certified Services, Inc. — 14.1 per $1B in assets.
Are deposits at Certified insured?
Yes. Certified is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Certified: frequently asked questions
Is Certified a good credit union?
Certified earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 45.5/100. Strongly capitalized (20.5% capital ratio); Strongly profitable (ROA 1.25%).
Is Certified NCUA-insured?
Yes. Certified is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Certified?
Certified holds $920 million in total assets, ranking 99th of 241 credit unions we track in California. It serves 58,317 members.
How many complaints does Certified have?
Consumers filed 13 complaints about Certified Services, Inc. with the CFPB, or 14.1 per $1B in assets.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
