Stanford
Stanford is a credit union based in Palo Alto, California, established in 1959, with $4.8 billion in total assets serving 95,462 members. By Trust Grade it ranks 90th of 241 credit unions we track in California. Its net worth ratio of 10.6% trails most similarly sized credit unions (46th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Stanford appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stanford compares to California peers
How we graded Stanford
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stanford over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Stanford insured?
Yes. Stanford is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stanford: frequently asked questions
Is Stanford a good credit union?
Stanford earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.94%).
Is Stanford NCUA-insured?
Yes. Stanford is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Stanford?
Stanford holds $4.8 billion in total assets, ranking 90th of 241 credit unions we track in California. It serves 95,462 members.
Does Stanford have CFPB complaints?
No CFPB complaints against Stanford appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
