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credit union

Calcom

Long Beach, CA · Est. 1968
98/ 100
Trust Grade
Excellent
98 out of 100

Calcom is a credit union based in Long Beach, California, established in 1968, with $83 million in total assets serving 6,868 members. By Trust Grade it ranks 11th of 241 credit unions we track in California. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Calcom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$82.6M
<$100M institution
Members
6,868
Shares & deposits
Net worth ratio
16.5%
Top 36% of <$100M peers · California median 11.1%
Return on assets
1.0%
Top 29% of <$100M peers · California median 0.5%
Rank in California
#11
of 241 credit unions

How Calcom compares to California peers

Net worth ratio
Top 36% of <$100M peers
Calcom
16.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
Calcom
1.0%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Calcom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (16.5% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Calcom over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Calcom insured?

Yes. Calcom is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Calcom: frequently asked questions

Is Calcom a good credit union?

Calcom earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.05%).

Is Calcom NCUA-insured?

Yes. Calcom is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Calcom?

Calcom holds $83 million in total assets, ranking 11th of 241 credit unions we track in California. It serves 6,868 members.

Does Calcom have CFPB complaints?

No CFPB complaints against Calcom appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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