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credit union

Sea Air

Seal Beach, CA · Est. 1952
B
Trust Grade
Strong
Score: 84/100

Sea Air is a credit union based in Seal Beach, California, established in 1952, with $118 million in total assets serving 6,277 members. By Trust Grade it ranks 153rd of 241 credit unions we track in California. Its net worth ratio of 23.7% is stronger than 99% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-0.67% return on assets), a point to watch. No consumer complaints against Sea Air appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$118.2M
$100M–1B institution
Members
6,277
Shares & deposits
Net worth ratio
23.7%
Top 1% of $100M–1B peers · California median 11.1%
Return on assets
-0.7%
Bottom 2% of $100M–1B peers · California median 0.5%
Rank in California
#153
of 241 credit unions

How Sea Air compares to California peers

Net worth ratio
Top 1% of $100M–1B peers
Sea Air
23.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Sea Air
-0.7%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Sea Air

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (23.7% capital ratio)
  • Unprofitable over the period (ROA -0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sea Air over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sea Air insured?

Yes. Sea Air is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sea Air: frequently asked questions

Is Sea Air a good credit union?

Sea Air earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (23.7% capital ratio); Unprofitable over the period (ROA -0.67%).

Is Sea Air NCUA-insured?

Yes. Sea Air is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sea Air?

Sea Air holds $118 million in total assets, ranking 153rd of 241 credit unions we track in California. It serves 6,277 members.

Does Sea Air have CFPB complaints?

No CFPB complaints against Sea Air appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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