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credit union

Va Desert Pacific

Long Beach, CA · Est. 1947
A
Trust Grade
Excellent
Score: 96/100

Va Desert Pacific is a credit union based in Long Beach, California, established in 1947, with $99 million in total assets serving 6,229 members. By Trust Grade it ranks 38th of 241 credit unions we track in California. Its net worth ratio of 21.6% is stronger than 82% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Va Desert Pacific appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$99.0M
<$100M institution
Members
6,229
Shares & deposits
Net worth ratio
21.6%
Top 18% of <$100M peers · California median 11.1%
Return on assets
0.8%
Top 39% of <$100M peers · California median 0.5%
Rank in California
#38
of 241 credit unions

How Va Desert Pacific compares to California peers

Net worth ratio
Top 18% of <$100M peers
Va Desert
21.6%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Va Desert
0.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Va Desert Pacific

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (21.6% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Va Desert Pacific over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Va Desert Pacific insured?

Yes. Va Desert Pacific is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Va Desert Pacific: frequently asked questions

Is Va Desert Pacific a good credit union?

Va Desert Pacific earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.6% capital ratio); Profitable (ROA 0.82%).

Is Va Desert Pacific NCUA-insured?

Yes. Va Desert Pacific is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Va Desert Pacific?

Va Desert Pacific holds $99 million in total assets, ranking 38th of 241 credit unions we track in California. It serves 6,229 members.

Does Va Desert Pacific have CFPB complaints?

No CFPB complaints against Va Desert Pacific appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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