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credit union

Union Yes

Orange, CA · Est. 1981
B
Trust Grade
Strong
Score: 82/100

Union Yes is a credit union based in Orange, California, established in 1981, with $97 million in total assets serving 24,967 members. By Trust Grade it ranks 178th of 241 credit unions we track in California. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Union Yes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$96.9M
<$100M institution
Members
24,967
Shares & deposits
Net worth ratio
8.3%
Bottom 6% of <$100M peers · California median 11.1%
Return on assets
0.7%
Top 48% of <$100M peers · California median 0.5%
Rank in California
#178
of 241 credit unions

How Union Yes compares to California peers

Net worth ratio
Bottom 6% of <$100M peers
Union Yes
8.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Union Yes
0.7%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Union Yes

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union Yes over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Union Yes insured?

Yes. Union Yes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union Yes: frequently asked questions

Is Union Yes a good credit union?

Union Yes earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.65%).

Is Union Yes NCUA-insured?

Yes. Union Yes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Union Yes?

Union Yes holds $97 million in total assets, ranking 178th of 241 credit unions we track in California. It serves 24,967 members.

Does Union Yes have CFPB complaints?

No CFPB complaints against Union Yes appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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