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credit union

Vision One

Sacramento, CA · Est. 1951
A
Trust Grade
Excellent
Score: 94/100

Vision One is a credit union based in Sacramento, California, established in 1951, with $92 million in total assets serving 1,494 members. By Trust Grade it ranks 68th of 241 credit unions we track in California. Its net worth ratio of 15.9% is stronger than 60% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Vision One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$91.6M
<$100M institution
Members
1,494
Shares & deposits
Net worth ratio
15.9%
Top 40% of <$100M peers · California median 11.1%
Return on assets
0.5%
Bottom 44% of <$100M peers · California median 0.5%
Rank in California
#68
of 241 credit unions

How Vision One compares to California peers

Net worth ratio
Top 40% of <$100M peers
Vision One
15.9%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Vision One
0.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Vision One

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (15.9% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vision One over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vision One insured?

Yes. Vision One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vision One: frequently asked questions

Is Vision One a good credit union?

Vision One earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Profitable (ROA 0.50%).

Is Vision One NCUA-insured?

Yes. Vision One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vision One?

Vision One holds $92 million in total assets, ranking 68th of 241 credit unions we track in California. It serves 1,494 members.

Does Vision One have CFPB complaints?

No CFPB complaints against Vision One appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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