Upward
Upward is a credit union based in Burlingame, California, established in 1956, with $94 million in total assets serving 4,267 members. By Trust Grade it ranks 95th of 241 credit unions we track in California. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.68% return on assets. Consumers filed 1 complaints about Upward Financial Inc. with the CFPB — 10.7 per $1B in assets.
How Upward compares to California peers
How we graded Upward
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.68%)
- 10.7 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
1 complaints filed with the CFPB against Upward Financial Inc. — 10.7 per $1B in assets.
These records were matched to Upward by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Are deposits at Upward insured?
Yes. Upward is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Upward: frequently asked questions
Is Upward a good credit union?
Upward earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 and a customer-experience score of 51.980000000000004/100. Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.68%).
Is Upward NCUA-insured?
Yes. Upward is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Upward?
Upward holds $94 million in total assets, ranking 95th of 241 credit unions we track in California. It serves 4,267 members.
How many complaints does Upward have?
Consumers filed 1 complaints about Upward Financial Inc. with the CFPB, or 10.7 per $1B in assets.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
