First Technology
First Technology is a credit union based in San Jose, California, established in 1979, with $28.6 billion in total assets serving 1,868,605 members. By Trust Grade it ranks 199th of 241 credit unions we track in California. Its net worth ratio of 10.5% is stronger than 57% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.63% return on assets. Consumers filed 866 complaints about FIRST TECHNOLOGY FEDERAL CREDIT UNION with the CFPB — 30.3 per $1B in assets, a higher rate than 72% of peers.
How First Technology compares to California peers
How we graded First Technology
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.5% capital ratio)
- Profitable (ROA 0.63%)
- 30.3 complaints per $1B in assets
- Resolves 21% of complaints with relief
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
866 complaints filed with the CFPB against FIRST TECHNOLOGY FEDERAL CREDIT UNION — 30.3 per $1B in assets.
These records were matched to First Technology by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Are deposits at First Technology insured?
Yes. First Technology is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Technology: frequently asked questions
Is First Technology a good credit union?
First Technology earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 90/100 and a customer-experience score of 47.72632794457275/100. Well-capitalized (10.5% capital ratio); Profitable (ROA 0.63%).
Is First Technology NCUA-insured?
Yes. First Technology is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Technology?
First Technology holds $28.6 billion in total assets, ranking 199th of 241 credit unions we track in California. It serves 1,868,605 members.
How many complaints does First Technology have?
Consumers filed 866 complaints about FIRST TECHNOLOGY FEDERAL CREDIT UNION with the CFPB, or 30.3 per $1B in assets. 100% were answered on time. 21% closed with relief to the consumer.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
