Redwood
Redwood is a credit union based in Santa Rosa, California, established in 1950, with $9.9 billion in total assets serving 417,354 members. By Trust Grade it ranks 18th of 241 credit unions we track in California. Its net worth ratio of 13.3% is stronger than 85% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Redwood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Redwood compares to California peers
How we graded Redwood
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Redwood over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Redwood insured?
Yes. Redwood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Redwood: frequently asked questions
Is Redwood a good credit union?
Redwood earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.46%).
Is Redwood NCUA-insured?
Yes. Redwood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Redwood?
Redwood holds $9.9 billion in total assets, ranking 18th of 241 credit unions we track in California. It serves 417,354 members.
Does Redwood have CFPB complaints?
No CFPB complaints against Redwood appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
