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credit union

Delaware River & Bay Auth Emp

New Castle, DE · Est. 1965
A
Trust Grade
Excellent
Score: 98/100

Delaware River & Bay Auth Emp is a credit union based in New Castle, Delaware, established in 1965, with $4 million in total assets serving 380 members. By Trust Grade it ranks 2nd of 15 credit unions we track in Delaware. Its net worth ratio of 25.1% is stronger than 89% of similarly sized credit unions, versus a Delaware median of 13.7%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Delaware River & Bay Auth Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.2M
<$100M institution
Members
380
Shares & deposits
Net worth ratio
25.1%
Top 11% of <$100M peers · Delaware median 13.7%
Return on assets
1.4%
Top 19% of <$100M peers · Delaware median 0.42%
Rank in Delaware
#2
of 15 credit unions

How Delaware River & Bay Auth Emp compares to Delaware peers

Net worth ratio
Top 11% of <$100M peers
Delaware River
25.1%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Delaware River
1.4%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Delaware River & Bay Auth Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (25.1% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Delaware River & Bay Auth Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Delaware River & Bay Auth Emp insured?

Yes. Delaware River & Bay Auth Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Delaware River & Bay Auth Emp: frequently asked questions

Is Delaware River & Bay Auth Emp a good credit union?

Delaware River & Bay Auth Emp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.1% capital ratio); Strongly profitable (ROA 1.36%).

Is Delaware River & Bay Auth Emp NCUA-insured?

Yes. Delaware River & Bay Auth Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Delaware River & Bay Auth Emp?

Delaware River & Bay Auth Emp holds $4 million in total assets, ranking 2nd of 15 credit unions we track in Delaware. It serves 380 members.

Does Delaware River & Bay Auth Emp have CFPB complaints?

No CFPB complaints against Delaware River & Bay Auth Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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