credit union

Wilmington Police & Fire

Wilmington, DE · Est. 1956
B
Trust Grade
Strong
Score: 84/100

Wilmington Police & Fire is a credit union based in Wilmington, Delaware, established in 1956, with $14 million in total assets serving 3,949 members. By Trust Grade it ranks 10th of 15 credit unions we track in Delaware. Its net worth ratio of 15.2% is stronger than 57% of similarly sized credit unions, versus a Delaware median of 13.7%. It posted a loss over the most recent period (-0.66% return on assets), a point to watch. No consumer complaints against Wilmington Police & Fire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.8M
<$100M institution
Members
3,949
Shares & deposits
—
Net worth ratio
15.2%
Top 43% of <$100M peers · Delaware median 13.7%
Return on assets
-0.7%
Bottom 11% of <$100M peers · Delaware median 0.42%
Rank in Delaware
#10
of 15 credit unions

How Wilmington Police & Fire compares to Delaware peers

Net worth ratio
Top 43% of <$100M peers
Wilmington Police
15.2%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Wilmington Police
-0.7%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Wilmington Police & Fire

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (15.2% capital ratio)
  • Unprofitable over the period (ROA -0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wilmington Police & Fire over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wilmington Police & Fire insured?

Yes. Wilmington Police & Fire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wilmington Police & Fire: frequently asked questions

Is Wilmington Police & Fire a good credit union?

Wilmington Police & Fire earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Unprofitable over the period (ROA -0.66%).

Is Wilmington Police & Fire NCUA-insured?

Yes. Wilmington Police & Fire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wilmington Police & Fire?

Wilmington Police & Fire holds $14 million in total assets, ranking 10th of 15 credit unions we track in Delaware. It serves 3,949 members.

Does Wilmington Police & Fire have CFPB complaints?

No CFPB complaints against Wilmington Police & Fire appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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