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credit union

Financial Educators

Daytona Beach, FL · Est. 1969
A
Trust Grade
Excellent
Score: 94/100

Financial Educators is a credit union based in Daytona Beach, Florida, established in 1969, with $23 million in total assets serving 1,415 members. By Trust Grade it ranks 30th of 107 credit unions we track in Florida. Its net worth ratio of 16.0% is stronger than 61% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Financial Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.6M
<$100M institution
Members
1,415
Shares & deposits
Net worth ratio
16.0%
Top 39% of <$100M peers · Florida median 11.1%
Return on assets
0.5%
Bottom 47% of <$100M peers · Florida median 0.53%
Rank in Florida
#30
of 107 credit unions

How Financial Educators compares to Florida peers

Net worth ratio
Top 39% of <$100M peers
Financial Educators
16.0%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Financial Educators
0.5%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Financial Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (16.0% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Financial Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Financial Educators insured?

Yes. Financial Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Financial Educators: frequently asked questions

Is Financial Educators a good credit union?

Financial Educators earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Profitable (ROA 0.54%).

Is Financial Educators NCUA-insured?

Yes. Financial Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Financial Educators?

Financial Educators holds $23 million in total assets, ranking 30th of 107 credit unions we track in Florida. It serves 1,415 members.

Does Financial Educators have CFPB complaints?

No CFPB complaints against Financial Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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