Suwannee River
Suwannee River is a credit union based in Live Oak, Florida, established in 1936, with $26 million in total assets serving 2,338 members. By Trust Grade it ranks 13th of 107 credit unions we track in Florida. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Suwannee River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Suwannee River compares to Florida peers
How we graded Suwannee River
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Suwannee River over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Suwannee River insured?
Yes. Suwannee River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Suwannee River: frequently asked questions
Is Suwannee River a good credit union?
Suwannee River earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.00%).
Is Suwannee River NCUA-insured?
Yes. Suwannee River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Suwannee River?
Suwannee River holds $26 million in total assets, ranking 13th of 107 credit unions we track in Florida. It serves 2,338 members.
Does Suwannee River have CFPB complaints?
No CFPB complaints against Suwannee River appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
