credit union

Florida A & M University

Q: Is Florida A & M University a good credit union?

Florida A & M University earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Unprofitable over the period (ROA -1.37%).

Q: Is Florida A & M University NCUA-insured?

Yes. Florida A & M University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Florida A & M University?

Florida A & M University holds $28 million in total assets, ranking 101st of 107 credit unions we track in Florida. It serves 3,802 members.

Q: Does Florida A & M University have CFPB complaints?

No CFPB complaints against Florida A & M University appear in our data over the analysis window, which is typical for a credit union of this size.

Tallahassee, FL · Est. 1935

Trust Grade

Average

Score: 77/100

Florida A & M University is a credit union based in Tallahassee, Florida, established in 1935, with $28 million in total assets serving 3,802 members. By Trust Grade it ranks 101st of 107 credit unions we track in Florida. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a Florida median of 11.1%. It posted a loss over the most recent period (-1.37% return on assets), a point to watch. No consumer complaints against Florida A & M University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$27.5M

<$100M institution

Members

3,802

Shares & deposits

—

Net worth ratio

12.6%

Bottom 38% of <$100M peers · Florida median 11.1%

Return on assets

-1.4%

Bottom 7% of <$100M peers · Florida median 0.53%

Rank in Florida

#101

of 107 credit unions

How Florida A & M University compares to Florida peers

Net worth ratio

Bottom 38% of <$100M peers

Florida A

12.6%

Florida median

11.1%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 7% of <$100M peers

Florida A

-1.4%

Florida median

0.5%

Higher ROA = more profitable relative to asset base

How we graded Florida A & M University

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

77/100

Customer experience

n/a

Overall

C · 77

Strongly capitalized (12.6% capital ratio)
Unprofitable over the period (ROA -1.37%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Florida A & M University over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Florida A & M University insured?

Yes. Florida A & M University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.