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credit union

Metro North

Jacksonville, FL · Est. 1954
93/ 100
Trust Grade
Excellent
93 out of 100

Metro North is a credit union based in Jacksonville, Florida, established in 1954, with $22 million in total assets serving 1,277 members. By Trust Grade it ranks 38th of 107 credit unions we track in Florida. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Metro North appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.6M
<$100M institution
Members
1,277
Shares & deposits
Net worth ratio
16.7%
Top 35% of <$100M peers · Florida median 11.1%
Return on assets
0.4%
Bottom 40% of <$100M peers · Florida median 0.53%
Rank in Florida
#38
of 107 credit unions

How Metro North compares to Florida peers

Net worth ratio
Top 35% of <$100M peers
Metro North
16.7%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Metro North
0.4%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Metro North

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
93/100
  • Strongly capitalized (16.7% capital ratio)
  • Profitable (ROA 0.40%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro North over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro North insured?

Yes. Metro North is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro North: frequently asked questions

Is Metro North a good credit union?

Metro North earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Profitable (ROA 0.40%).

Is Metro North NCUA-insured?

Yes. Metro North is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro North?

Metro North holds $22 million in total assets, ranking 38th of 107 credit unions we track in Florida. It serves 1,277 members.

Does Metro North have CFPB complaints?

No CFPB complaints against Metro North appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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