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credit union

Walton County Teachers

Defuniak Spring, FL · Est. 1961
A
Trust Grade
Excellent
Score: 91/100

Walton County Teachers is a credit union based in Defuniak Spring, Florida, established in 1961, with $30 million in total assets serving 2,516 members. By Trust Grade it ranks 54th of 107 credit unions we track in Florida. Its net worth ratio of 10.3% trails most similarly sized credit unions (19th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Walton County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.3M
<$100M institution
Members
2,516
Shares & deposits
Net worth ratio
10.3%
Bottom 19% of <$100M peers · Florida median 11.1%
Return on assets
1.0%
Top 31% of <$100M peers · Florida median 0.53%
Rank in Florida
#54
of 107 credit unions

How Walton County Teachers compares to Florida peers

Net worth ratio
Bottom 19% of <$100M peers
Walton County
10.3%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Walton County
1.0%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Walton County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walton County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Walton County Teachers insured?

Yes. Walton County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walton County Teachers: frequently asked questions

Is Walton County Teachers a good credit union?

Walton County Teachers earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.99%).

Is Walton County Teachers NCUA-insured?

Yes. Walton County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Walton County Teachers?

Walton County Teachers holds $30 million in total assets, ranking 54th of 107 credit unions we track in Florida. It serves 2,516 members.

Does Walton County Teachers have CFPB complaints?

No CFPB complaints against Walton County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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