South Atlantic
South Atlantic is a credit union based in Boca Raton, Florida, established in 1973, with $18 million in total assets serving 2,129 members. By Trust Grade it ranks 95th of 107 credit unions we track in Florida. Its net worth ratio of 9.1% trails most similarly sized credit unions (10th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against South Atlantic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Atlantic compares to Florida peers
How we graded South Atlantic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Profitable (ROA 0.18%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for South Atlantic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Atlantic insured?
Yes. South Atlantic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Atlantic: frequently asked questions
Is South Atlantic a good credit union?
South Atlantic earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.18%).
Is South Atlantic NCUA-insured?
Yes. South Atlantic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Atlantic?
South Atlantic holds $18 million in total assets, ranking 95th of 107 credit unions we track in Florida. It serves 2,129 members.
Does South Atlantic have CFPB complaints?
No CFPB complaints against South Atlantic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
