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credit union

Miami Firefighters

Miami, FL · Est. 1935
A
Trust Grade
Excellent
Score: 97/100

Miami Firefighters is a credit union based in Miami, Florida, established in 1935, with $194 million in total assets serving 6,235 members. By Trust Grade it ranks 12th of 107 credit unions we track in Florida. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Miami Firefighters appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$193.9M
$100M–1B institution
Members
6,235
Shares & deposits
Net worth ratio
12.0%
Top 40% of $100M–1B peers · Florida median 11.1%
Return on assets
0.9%
Top 34% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#12
of 107 credit unions

How Miami Firefighters compares to Florida peers

Net worth ratio
Top 40% of $100M–1B peers
Miami Firefighters
12.0%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Miami Firefighters
0.9%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Miami Firefighters

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Miami Firefighters over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Miami Firefighters insured?

Yes. Miami Firefighters is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Miami Firefighters: frequently asked questions

Is Miami Firefighters a good credit union?

Miami Firefighters earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.91%).

Is Miami Firefighters NCUA-insured?

Yes. Miami Firefighters is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Miami Firefighters?

Miami Firefighters holds $194 million in total assets, ranking 12th of 107 credit unions we track in Florida. It serves 6,235 members.

Does Miami Firefighters have CFPB complaints?

No CFPB complaints against Miami Firefighters appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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