Santa Rosa County
Santa Rosa County is a credit union based in Milton, Florida, established in 1957, with $221 million in total assets serving 13,743 members. By Trust Grade it ranks 3rd of 107 credit unions we track in Florida. Its net worth ratio of 13.4% is stronger than 76% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Santa Rosa County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Santa Rosa County compares to Florida peers
How we graded Santa Rosa County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Santa Rosa County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Santa Rosa County insured?
Yes. Santa Rosa County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Santa Rosa County: frequently asked questions
Is Santa Rosa County a good credit union?
Santa Rosa County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.08%).
Is Santa Rosa County NCUA-insured?
Yes. Santa Rosa County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Santa Rosa County?
Santa Rosa County holds $221 million in total assets, ranking 3rd of 107 credit unions we track in Florida. It serves 13,743 members.
Does Santa Rosa County have CFPB complaints?
No CFPB complaints against Santa Rosa County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
