Miami Postal Service
Miami Postal Service is a credit union based in Miami, Florida, established in 1991, with $193 million in total assets serving 12,825 members. By Trust Grade it ranks 99th of 107 credit unions we track in Florida. Its net worth ratio of 8.9% trails most similarly sized credit unions (13th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Miami Postal Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Miami Postal Service compares to Florida peers
How we graded Miami Postal Service
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Miami Postal Service over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Miami Postal Service insured?
Yes. Miami Postal Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Miami Postal Service: frequently asked questions
Is Miami Postal Service a good credit union?
Miami Postal Service earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.07%).
Is Miami Postal Service NCUA-insured?
Yes. Miami Postal Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Miami Postal Service?
Miami Postal Service holds $193 million in total assets, ranking 99th of 107 credit unions we track in Florida. It serves 12,825 members.
Does Miami Postal Service have CFPB complaints?
No CFPB complaints against Miami Postal Service appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
