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credit union

Genuine Parts

Norcross, GA · Est. 1937
C
Trust Grade
Average
Score: 73/100

Genuine Parts is a credit union based in Norcross, Georgia, established in 1937, with $19 million in total assets serving 1,482 members. By Trust Grade it ranks 66th of 72 credit unions we track in Georgia. Its net worth ratio of 64.5% is stronger than 100% of similarly sized credit unions, versus a Georgia median of 13.3%. It posted a loss over the most recent period (-33.16% return on assets), a point to watch. No consumer complaints against Genuine Parts appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.1M
<$100M institution
Members
1,482
Shares & deposits
Net worth ratio
64.5%
Top 0% of <$100M peers · Georgia median 13.3%
Return on assets
-33.2%
Bottom 0% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#66
of 72 credit unions

How Genuine Parts compares to Georgia peers

Net worth ratio
Top 0% of <$100M peers
Genuine Parts
64.5%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
Genuine Parts
-33.2%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Genuine Parts

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (64.5% capital ratio)
  • Unprofitable over the period (ROA -33.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Genuine Parts over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Genuine Parts insured?

Yes. Genuine Parts is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Genuine Parts: frequently asked questions

Is Genuine Parts a good credit union?

Genuine Parts earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (64.5% capital ratio); Unprofitable over the period (ROA -33.16%).

Is Genuine Parts NCUA-insured?

Yes. Genuine Parts is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Genuine Parts?

Genuine Parts holds $19 million in total assets, ranking 66th of 72 credit unions we track in Georgia. It serves 1,482 members.

Does Genuine Parts have CFPB complaints?

No CFPB complaints against Genuine Parts appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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